GGIL's Fire and Special Perils Policy allows you to recoup your losses quickly and efficiently. Wide ranging coverage for any eventuality gives you added protection and security.

This policy protects your financial interests in commercial property - buildings, stocks, plant and machinery, office equipment and other contents.

Traditional "Peril" covers are available. These include Fire, Lightning, Explosion, Earthquake, Hurricane, Flood, Riot and Strike, Malicious Damage, Impact Damage, Aircraft Damage, Burst Pipes and other specified miscellaneous perils. Any combination of "Perils" can be accommodated.

Our "ALL RISKS" policy for commercial property provides additional protection against Accidental Loss arising out of any peril NOT EXCLUDED by the policy.

The Contract Works Policy covers the obligations imposed on the contractor by the contract conditions. These contract conditions are often laid down in the standard form of building contractors. The general pattern of these contracts is to make the contractor responsible for loss or damage to the Works in certain circumstances and to require him to insure that responsibility under a policy satisfactory to the employer. Either the contractor or the principal can insure the contract works under a policy of insurance.

The cover incepts either from the commencement of work and is terminated either on the handing over of works to the principal or at the expiry date of the policy, which ever is earlier. Cover is also provided for subsequent maintenance periods, which is chosen by the Insured at the outset of the policy.

A necessary part of business involves collecting and transporting money. Our policy covers against loss of money during and outside business hours, whilst in transit, at homes of authorized persons as well as damage to safes or strong rooms.