Did You Know?

AFETT is an Association of Female Executives of Trinidad & Tobago, and represents a network for professional women in T&T. One of AFETT’S goals is to build a community of women who support each other in becoming more effective in the business world. Guardian General’s sponsorship of this TAKE NOTE section is just another step in building our community.

Did you know that flood damage is not covered under your standard fully comprehensive motor policy?  Read more…

Many motor policyholders do not know that flood damage is generally an exclusion under their fully comprehensive policies.  Guardian General however, offers our Comprehensive customers the option of buying this coverage at an additional cost, as an Optional Extra Benefit. Included with this Optional Extra Benefit is loss or damage arising from hurricane, windstorm, earthquake, tornado, volcanic eruption or any other convulsion of nature.  

Contact your Guardian General representative to find out if you have flood coverage, and consider purchasing this valuable Optional Extra Benefit today.

Did you know that as long as you are under-insured your claim will not be fully settled? Read more…

Sometimes, in a bid to save on premium, customers may decide to under-insure their property. Others may put an arbitrary value to their house, and pay a premium on that value.

In the event that you are under-insured, and you suffer a loss or damage to your property, average will apply. This means that you will be considered your own insurer for the difference between the sum insured and the actual value of the risk. That is, if you insured your property for 75% of the actual value, and you suffer a loss, the Insurer will only pay 75% of the claim.

It is therefore important to have the value of your property updated at each renewal.  

Did you know that Motor Assist is offered as a complementary service to eligible policy holders?  Read more…

“Motor Assist” is not a benefit under our policies. “Motor Assist” is a corporate service which is provided to all our motor policyholders. The service extends to all insured vehicles except vehicles which are over three (3) tons and certain special type vehicles. Policyholders are restricted to 3 call-outs per calendar year.

The service includes:

• Towing
• Emergency Battery Jumpstart
• Emergency Flat Tyre Assistance
• Emergency Refuel (at your cost)
• Emergency Locksmith Service

Call 625-GGIL (4445) and press #3 - the automated teller will direct your call accordingly.