Definitions

Building(s)

The Private Residence of the insured including the following:

  • Tennis hard courts, patios, paths, driveways, boundary and garden walls, gates and fences
  • Solar water heating systems
  • Landlord fixtures and fittings
  • Water storage tanks

The insured must ensure that their sum insured for their property includes the above items.

Contents

Household articles, personal effect, Tenants Improvement, tenant’s fixtures, fittings and interior decorations, electronic equipment belonging to you or for which you are legally responsible including:

  • Aerials and their fittings, masts and equipment
  • Items considered valuable and money

Domestic Employee

A person employed by you under a contract for service to provide household help including gardening and or yard services but not including nurses, care givers or companion.

Excess

The amount shown in the schedule under the captioned excesses which we will not pay when you make a claim under the policy.

Electronic Equipment

All items of audio and video equipment, television sets, indoor components of satellite television receiving systems, cable television equipment, radios of every type electronic games, facsimile machines, copiers.

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